UK households lose an average of £877 a year to the loyalty penalty alone — energy, broadband, mobile, insurance, mortgages.
The money you forgot you
were spending.
Idle is the operating layer behind useidle.uk — quietly identifying recurring payments, silent price rises and EV charging overspend across UK statements.
Sample report
2 duplicates · 1 unused
Anonymised. Real scan from an opted-in user.
One Amazon, not four.
UK statements are messy. The same merchant can appear under several names. Idle groups them so you see the full picture, not the noise.
You probably overpaid to charge last month.
Not because rapid charging is expensive — because there was usually a cheaper one nearby, a membership that didn't break even, or a home tariff window you missed.
Gridserve at 79p · Tesla 3 min away at 43p.
Ionity Passport — used twice since signup. Hasn't paid for itself.
A third of your overnight kWh is landing at the day rate.
Statements deleted after 30 days.
We never move money or initiate payments.
PDF or CSV upload. No Open Banking.