A factual view of every recurring payment.
Idle reads UK bank statements you upload as a PDF or CSV and produces a structured ledger of recurring activity, price movements and EV charging. No bank login, no Open Banking, no payment permissions.
Examples on this page are illustrative. They show the categories and shape of Idle's output, not data from a real customer account.
Recurring payment grouping
Merchants are normalised across descriptors and grouped by cadence. Idle distinguishes between active subscriptions, dormant services and one-off renewals.
Price-rise detection
Quiet uplifts are detected against historical baselines and contract anchors. Changes are surfaced ahead of posting where billing data permits.
EV charging analysis
Public charging sessions are normalised across networks. Membership economics are evaluated against actual usage patterns.